Partner model

Customer experience above. Regulated infrastructure underneath.

PrepaidChina defines the consumer brand, focused customer experience and distribution proposition. Licensed partners determine and operate the right issuing, funding, verification, FX, remittance, API and settlement structure.

Open architecture

The plumbing stays out of the customer’s way — not outside the rules.

The final structure could be a China-issued international-network card, an approved remittance-funded overseas wallet/card, or another compliant partner-approved model. PrepaidChina defines the customer experience; licensed providers determine the regulated plumbing.

PrepaidChina’s role

Consumer brand and customer experience.
Simple app / top-up journey and customer communications.
Distribution to foreign residents - particularly new arrivals - through employers, relocation channels, universities, professional communities and other relevant partners.
Customer support design and product education.

Regulated partner role

Determine the legally correct product and money flow.
Set customer eligibility, KYC / AML, source-of-funds and transaction-monitoring rules.
Provide or source the virtual-card / wallet issuing capability.
Handle RMB funding, FX, safeguarding and cross-border movement where required.

A natural first partner

Why SkyRemit / Skyee is a natural fit

SkyRemit already serves foreign residents in China moving documented after-tax salary internationally.
Its current process verifies identity, eligibility and taxed income.
Eligible remittance orders can use China-side funding routes including bank transfer, Alipay and WeChat Pay.
Skyee has broader cross-border payments, FX, technology/API and virtual-card experience elsewhere in its business.

PrepaidChina believes SkyRemit / Skyee could be an unusually strong partner to explore this model with.

This is a partnership proposition only. It does not imply an existing partnership, endorsement, integration or product approval.