Who is it for?

Domestic life works. International life still exists.

The initial customer is a foreign resident in China — especially a new or relatively recent arrival — with lawful salary income that meets a regulated partner’s tax, source-of-funds, KYC/AML and eligibility requirements.

The arrival moment

A familiar gap

You arrive, open a salary account and learn the local payment landscape. A Chinese bank account, UnionPay, WeChat Pay and Alipay can make domestic life work very well.

But your international financial life continues: software subscriptions, online shopping, gifts for family and ordinary expenses connected with life outside China.

The initial beachhead

New arrivals first

Experienced residents eventually assemble a workaround. New arrivals should not need a remittance provider, destination account and separate card just to make one modest purchase.

The first proposition stays deliberately focused: verified foreign professionals with documented after-tax salary income and an occasional need for small international online purchases.

“I have money in China. I only need a normal international card for this purchase. Why do I have to build an entire remittance-and-overseas-account workflow just to spend a small amount?”